MetLife
MetLife sells life insurance in the UAE through the UAE branch of American Life Insurance Company, a US company listed by the Central Bank of the UAE with a registration date of 23 December 1984. Its term plans include Live Life, sold through banks such as Mashreq, and Live Life Now, bought online.
MetLife life insurance
Two term plans with published terms: Live Life, with level or decreasing cover, and Live Life Now, bought online for cover up to AED 1,000,000.
| Plan | Type | What it is |
|---|---|---|
| Live Life Now | Term life, bought online | UAE residents aged 21 to 60. Cover AED 200,000 to AED 1,000,000 for 5 to 30 years. Includes a terminal illness benefit of 100% of the death benefit.2 |
| Live Life | Term life | Entry age 20 to 75, terms of 5 to 65 years, cover ending by age 85. Level cover, or decreasing cover at 0%, 4%, 6% or 8% a year for terms of 5 to 30 years. UAE residents AED 550,000 to AED 183.5 million.3 |
| Accelerated critical illness on Live Life | Optional benefit | Up to USD 1 million on diagnosis of one of 32 listed illnesses. Entry age 20 to 70, cover to 75, 90-day waiting period.3 |
Published prices
- Live Life Now published examples: age 35, AED 700,000 for 20 years, AED 82 a month; age 40, AED 300,000 for 20 years, AED 73; age 45, AED 500,000 for 10 years, AED 108. As of 12 November 2026.2
- Live Life Now minimum premium AED 734 a year or AED 61 a month.2
- Live Life premiums depend on age, gender, smoking status, cover, term and, for decreasing cover, the rate of decrease.3
Check before you buy
How to claim with MetLife
- Claim onlineOpen claim page
Steps
Documents to have ready
- Original death certificate4
- Original policy documents4
- Medical report giving the reason and date of death4
- Passport copy of the policyholder and passport or ID copies of each beneficiary4
- Original succession certificate, if beneficiaries are not named or are named as legal heirs4
- Original court guardianship certificate, if a beneficiary is a child4
- Police report, if the death followed an accident or murder, or a report was made about the death4
Not happy with a claim? How to complain about a life insurer.
About MetLife
- Legal name
- American Life Insurance Company
- Founded
- Registered in the UAE on 23 December 19841
- Type
- UAE branch of a foreign insurer1
- Headquarters
- United States of America (nationality in the Central Bank directory)1
- Also sells
- Property and liability insurance1
- Central Bank
- Central Bank of the UAE registration number 341
Contact MetLife
- Phone, from outside the UAE+971 4 415 4555
- Toll free800 6385433
- EmailCustomerServices.Gulf@metlife.com
Sources
5
1Central Bank of the UAE, Annual Statistical Report for the Insurance Sector of the UAE 2025. Table 35, Directory of insurance companies in the UAE. Last checked 12 Nov 2026. Source document: Annual Statistical Report for the Insurance Sector of the UAE 2025
2MetLife, Term Life Insurance in UAE, Live Life Now. Last checked 12 Nov 2026. Source document: Term Life Insurance in UAE, Live Life Now
3MetLife, published by Mashreq, Live Life, Key Features Document. Last checked 12 Nov 2026. Source document: Live Life, Key Features Document
4MetLife, Submit and Track Insurance Claims. Last checked 12 Nov 2026. Source document: Submit and Track Insurance Claims
5Mashreq, Individual policy surrender process, provider contact details. Last checked 12 Nov 2026. Source document: Individual policy surrender process, provider contact details
- Owner
- Lifeinsurancequotes.ae research team
- Last review
- Next review due
- 11 May 2027
- Status
- Published