Salama
Salama, legally Islamic Arab Insurance Company, is a UAE takaful company listed by the Central Bank of the UAE with a registration date of 25 December 1984. It sells family takaful term plans and a savings plan.
Salama life insurance
Family takaful term plans, Hemayati Plus and Hemaya Plus, and a savings plan with a choice of funds.
| Plan | Type | What it is |
|---|---|---|
| Hemayati Plus | Family takaful term | Entry age 18 to 55, terms of 5, 10 or 15 years ending by 70, up to AED 500,000 a person. No medical examination. Returns 80%, 90% or 100% of contributions at the end if no claim is made.2 |
| Hemaya Plus | Family takaful term | Priced on your health and lifestyle. Can cover you and your spouse on one policy, with optional extra covers.3 |
Published prices
- Hemayati Plus monthly contribution for AED 500,000 over 15 years: AED 167 at ages 18 to 29, AED 188 at 30 to 39, AED 381 at 40 to 49, AED 1,110 at 50 to 55. The annual contribution is 11 times the monthly one.2
Check before you buy
- Hemayati Plus contributions must be paid within 60 days of the due date.2
How to claim with Salama
- Claims phone800 725262
- Claims emaillifeclaims@salama.ae
Not happy with a claim? How to complain about a life insurer.
About Salama
Contact Salama
- Toll free800 725262
Sources
3
1Central Bank of the UAE, Annual Statistical Report for the Insurance Sector of the UAE 2025. Table 35, Directory of insurance companies in the UAE. Last checked 12 Nov 2026. Source document: Annual Statistical Report for the Insurance Sector of the UAE 2025
2Salama, Hemayati Plus brochure. Last checked 12 Nov 2026. Source document: Hemayati Plus brochure
3Salama, Life Takaful. Last checked 12 Nov 2026. Source document: Life Takaful
- Owner
- Lifeinsurancequotes.ae research team
- Last review
- Next review due
- 11 May 2027
- Status
- Published